Challenges:

1. The Year of the Snake: Those born in the Year of the Snake will face their "Ben Ming Nian" or "本命年" this year. With many malefic stars in their destiny palace and few auspicious ones, the year is expected to be full of challenges and obstacles.
2. Gossip and Backstabbing: Due to the influence of the "Zhi Bei" (指背) malefic star, there is a warning that this year will be prone to gossip and backstabbing, which could lead to failure if one is not careful.
3. Work Obstacles: There will be many work obstacles this year, but fortunately, they can all be overcome with caution.
4. Potential for Accidents: There is a risk of accidents and bloodshed, so it is advised to stay away from dangerous places and be cautious of water-related dangers.
5. Health Issues: This year there is a susceptibility to heart and lung issues, so care should be taken to maintain good health and stay away from sharp objects.

Opportunities:

1. Turning Misfortune into Fortune: Fortunately, there are auspicious stars like "Tian Jie" (天解) that can help turn misfortune into good fortune and bring positive changes.
2. Career Support: The most supportive zodiac signs for career development this year are the Rooster and the Rat. Sincere cooperation with these signs can lead to mutual benefit and breakthroughs.
3. Favorable Direction: The most favorable direction for work this year is the south.
4. Beneficial Industries: Engaging in industries associated with "Fire" and "Earth" will be particularly advantageous this year.
5. Fluctuating Finances: The financial prospects for the Snake are volatile this year, with good and bad times. Therefore, careful financial management is essential.

Individuals born in the Year of the Snake should be particularly vigilant about gossip, health issues, and take advantage of opportunities for cooperation and industry advantages. It is recommended to stay alert, choose the right business partners, and seek development in favorable directions and industries.